Life Insurance

Protecting your family
Life insurance, annuities, long term care and disability income protection are all products you will rely on many years into the future. Stability is the most important factor to consider when entrusting your future with a life insurance company. Auto-Owners Life Insurance Company is rated A+ (Superior) by AM Best based on our ability to pay claims and remain financially stable in the future.

An important part of purchasing life insurance is deciding how much to buy. Our agents are here to help you.

Life Coverage Options

Life Insurance

One of life’s rewards for working hard and saving for a rainy day is achieving financial security. One of life’s realities, however, is the possibility of premature death, leaving financial responsibilities for the loved ones left behind.

Annuities

Deferred Annuities offer a distinct advantage over typical saving programs. They can offer you an income stream you cannot outlive in retirement, and interest earnings accumulate tax deferred. Auto-Owners can help you provide for your retirement needs with a deferred annuity program backed by a Safe. Sound. Secure investment portfolio.

Long Term Care

Long Term Care is the care you receive when you cannot take care of yourself because of a physical or cognitive impairment. This care is usually provided either in your home, an assisted living facility, or a nursing home.

Disability Insurance

People work hard to afford what they enjoy in life and to pay their continuing expenses such as food, clothing, shelter, utilities, insurance premiums and entertainment. Their ability to earn an income is their most valuable asset. If that ability is interrupted because of an accident or sickness, they may find it difficult to maintain their standard of living and impossible to plan for the future. Other forms of income such as Medicare and Medicaid offer limited protection and likely won’t cover a complete loss of income.